William Holly • February 3, 2026

We Buy Homes for Cash NJ: Fast, Fair Offers with No Fees or Commissions

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Looking for a company that buys homes for cash in NJ? You’ve found the right place. Holly Nance Group has been purchasing homes throughout New Jersey since 2012, helping over 1,000 homeowners sell their properties quickly, fairly, and without the hassle of traditional real estate transactions.

We buy homes for cash in any condition, in any situation. Whether your house needs major repairs, you’re facing foreclosure, going through a divorce, or simply need to sell fast, we provide fair cash offers and can close on your schedule—often in as little as 7 days.

Why Choose a Cash Home Buyer in New Jersey?

When life throws you a curveball and you need to sell your house quickly, traditional real estate transactions often can’t keep up. Here’s why thousands of New Jersey homeowners have chosen to work with cash home buyers instead of listing with agents:

Speed and Certainty

Traditional home sales in New Jersey take an average of 30-45 days minimum, often extending to 60-90 days or longer. During that time, you’re paying mortgage, property taxes (among the highest in the nation), insurance, utilities, and maintenance costs. Cash home buyers eliminate this extended timeline.

When we buy homes for cash in NJ, we can:

  • Provide an offer within 24-48 hours
  • Close in as little as 7 days
  • Work on your preferred timeline
  • Eliminate financing contingencies that cause delays
  • Avoid appraisal requirements that slow traditional sales

No Repairs or Renovations Required

One of the biggest advantages of working with cash home buyers is selling your property “as-is.” This means:

No Money Out of Pocket: You don’t spend thousands on repairs, updates, or renovations. We handle all of that after purchase.

No Contractor Headaches: Skip the stress of finding reliable contractors, managing renovation projects, and dealing with delays or cost overruns.

No Pre-Sale Improvements: Forget about painting, new carpeting, landscaping, or cosmetic updates to appeal to buyers.

Any Condition Accepted: We buy homes with foundation issues, roof damage, outdated systems, fire or water damage, code violations—anything.

This as-is approach saves homeowners an average of $10,000-$30,000 in repair costs and weeks of preparation time.

Zero Fees and Commissions

When you list your home traditionally, costs add up quickly:

  • Real Estate Commissions: 5-6% of sale price (typically $15,000-$21,000 on a $300,000-$350,000 home)
  • Closing Costs: 2-3% of sale price for title insurance, transfer taxes, and attorney fees
  • Repairs After Inspection: Often $3,000-$10,000 in unexpected repairs buyers demand
  • Staging and Photography: $1,000-$3,000 for professional presentation
  • Carrying Costs: Monthly mortgage, taxes, insurance, and utilities while waiting for sale

When we buy homes for cash in NJ, we eliminate these costs entirely. No commissions, no fees, no closing costs—what we offer is what you receive.

Complete Privacy and Convenience

Selling traditionally means:

  • Public MLS listings everyone can see
  • Countless showings with strangers touring your home
  • Open houses with neighbors walking through
  • Keeping your house spotless for weeks or months
  • Scheduling disruptions to your daily life

Cash sales are completely private. No public listings, no showings, no open houses. Just a simple, discreet transaction that respects your privacy and schedule.

How We Buy Homes for Cash Throughout NJ

Our process is designed to be simple, transparent, and completely stress-free for homeowners. Here’s exactly how it works:

Step 1: You Contact Us

Start by calling (609) 473-3370 or filling out our online form. We’ll ask basic questions about your property:

  • Location and address
  • Property size (bedrooms, bathrooms, square footage)
  • General condition
  • Your timeline and situation

This conversation takes just a few minutes and is completely confidential. There’s no obligation, and you’re not locked into anything by reaching out.

Step 2: We Evaluate Your Property

Based on the information you provide, we conduct a thorough evaluation that includes:

Market Analysis: We research recent sales of comparable properties in your neighborhood to understand current market values.

Condition Assessment: We review the property’s condition and estimate repair costs using our network of professional contractors.

Location Factors: We consider neighborhood desirability, school districts, proximity to amenities, and local market trends.

Current Demand: We analyze buyer demand in your specific area of New Jersey.

This comprehensive evaluation allows us to make fair, accurate cash offers that reflect true market value.

Step 3: You Receive a No-Obligation Cash Offer

Within 24-48 hours, we present you with a written cash offer. This offer is:

  • Fair: Based on objective market data and professional estimates
  • All-Cash: No financing contingencies or loan approval requirements
  • No-Obligation: You can accept, decline, or take time to think it over
  • Valid: Typically good for 7-10 days, giving you time to consider
  • Clear: No hidden fees, surprises, or fine print

Many homeowners choose to get multiple offers from different buyers or consult with real estate agents to compare options. We encourage you to do what’s best for your situation.

Step 4: You Choose Your Closing Date

If you accept our offer, you control the timeline. Need to close in 7 days? We can do that. Prefer 30, 60, or even 90 days to make moving arrangements? That works too.

We coordinate with title companies, attorneys, and other professionals to ensure a smooth closing process. Learn more about how we buy houses and what makes our process different.

Step 5: We Close and You Get Paid

On closing day, you’ll sign the paperwork, hand over the keys, and receive your payment. No last-minute renegotiations, no surprise deductions, no hidden costs.

The entire process typically takes 1-2 weeks from initial contact to closing, though we can move faster when necessary.

Types of Properties We Buy for Cash in NJ

sell my house fast new jersey

We buy homes for cash throughout New Jersey in virtually any condition and situation. Here are the types of properties we commonly purchase:

Houses Needing Major Repairs

Properties requiring extensive work are often our specialty:

  • Structural Issues: Foundation problems, settling, structural damage
  • Roof Damage: Missing shingles, leaks, or roofs needing complete replacement
  • Water Damage: Basement flooding, burst pipes, storm damage
  • Fire Damage: Smoke damage, structural fire damage, or complete rebuilds
  • Outdated Systems: Old electrical, plumbing, HVAC systems needing replacement
  • Cosmetic Neglect: Properties needing complete interior renovation

Traditional buyers struggle to get financing for homes in poor condition, making cash buyers often the only realistic option for these properties.

Inherited Properties

When you inherit a house in New Jersey, it often creates complications:

  • Property located far from where you live
  • Siblings or multiple heirs needing to divide proceeds
  • House full of belongings requiring cleanout
  • Property needing repairs you can’t afford
  • Estate debts or tax liens needing resolution
  • Emotional attachment making traditional sale difficult

We simplify inherited property sales by handling everything, allowing you to settle the estate quickly and move forward.

Properties Facing Foreclosure

If you’ve fallen behind on mortgage payments and face foreclosure in NJ, time is critical. We buy homes for cash even when:

  • You’re already in foreclosure proceedings
  • You have little or no equity
  • You need to close before the foreclosure sale date
  • You owe back taxes or have liens against the property

Selling before foreclosure protects your credit and allows you to walk away with dignity rather than facing eviction. Learn more about avoiding foreclosure through quick cash sales.

Rental Properties and Multi-Family Homes

Landlords looking to exit the rental business can sell to us even when:

  • Properties have tenants in place
  • Tenants are behind on rent or difficult
  • Properties need repairs from tenant damage
  • You’re tired of property management headaches
  • Properties are located far from where you live

We handle tenant situations, lease transfers, and any necessary evictions after closing, so you don’t have to.

Divorce or Separation Situations

When relationships end, the shared home often becomes a point of contention. We buy homes for cash to help divorcing couples:

  • Divide equity quickly and fairly
  • Avoid lengthy listings during emotional times
  • Maintain privacy without public listings
  • Close on timelines that work with legal proceedings
  • Eliminate ongoing shared financial obligations

Code Violations and Problem Properties

Properties with municipal violations, zoning issues, or other problems can be difficult to sell traditionally:

  • Building code violations
  • Unpermitted additions or renovations
  • Environmental concerns
  • Title issues or clouded ownership
  • Tax liens or mechanic’s liens

We work with title companies and attorneys to resolve these issues as part of the purchase process.

Areas We Serve Throughout New Jersey

Holly Nance Group buys homes for cash throughout New Jersey. We’re particularly active in these communities:

Central New Jersey:

Burlington County:

Camden County:

We also serve the surrounding counties and communities throughout central and southern New Jersey. If your property is located anywhere in NJ, contact us for a fair cash offer.

What Makes Holly Nance Group Different

Not all companies that buy homes for cash in NJ operate the same way. Here’s what sets Holly Nance Group apart:

Established Track Record Since 2012

We’ve been serving New Jersey homeowners for over a decade, purchasing more than 1,000 properties. This experience means:

  • We know local markets intimately
  • We have established relationships with title companies, attorneys, and contractors
  • We understand NJ-specific regulations and requirements
  • We’ve successfully handled virtually every situation imaginable

Local Presence and Community Connection

Unlike national home buying franchises, we’re a locally-owned New Jersey business. We live and work in the communities where we buy homes, giving us:

  • Deep understanding of neighborhood values
  • Commitment to community revitalization
  • Personal investment in our reputation
  • Accessibility when you have questions

Meet our team and learn more about our commitment to New Jersey communities.

Transparent, Fair Pricing

Our offers are based on objective market data and professional repair estimates. We provide clear explanations of how we calculate offers, including:

  • After Repair Value (ARV) based on comparable sales
  • Detailed repair cost estimates from licensed contractors
  • Current market conditions and demand
  • Fair profit margin for our risk and investment

You’ll never wonder how we arrived at our offer—we explain everything clearly and answer all questions.

No Pressure, No Obligation

We never use high-pressure sales tactics or push you to accept offers before you’re ready. You can:

  • Take time to consider our offer
  • Get second opinions from agents or other buyers
  • Consult with family, attorneys, or financial advisors
  • Walk away at any time with no consequences

Our goal is to provide a valuable option, not to pressure anyone into decisions they’re not comfortable with.

Proven Customer Satisfaction

Don’t just take our word for it—read reviews from real homeowners we’ve helped throughout New Jersey. Our customers consistently praise:

  • Our professionalism and communication
  • Fair, honest offers
  • Smooth, stress-free closings
  • Respectful treatment during difficult situations
  • Following through on commitments

Understanding Cash Offers: Are They Fair?

One common question homeowners ask is whether cash offers are fair compared to listing on the open market. Here’s the honest truth about how cash offers compare:

The Real Cost of Traditional Sales

Let’s look at actual numbers for a typical New Jersey home:

Traditional Sale Example:

  • List Price: $320,000
  • Real Estate Commissions (6%): -$19,200
  • Seller Closing Costs (2.5%): -$8,000
  • Pre-Sale Repairs: -$8,500
  • Staging and Photos: -$1,200
  • Inspection Repairs: -$3,500
  • Carrying Costs for 60 days: -$4,800
  • Net Proceeds: $274,800
  • Timeline: 60-90 days

Cash Sale to Holly Nance Group:

  • Cash Offer: $280,000
  • All Fees and Costs: $0
  • Net Proceeds: $280,000
  • Timeline: 7-14 days

In this example, you net $5,200 more with the cash offer and receive your money 2-3 months faster. Even when cash offers are slightly lower, the savings on fees and the elimination of uncertainty often make them financially superior.

What You’re Trading for Speed and Certainty

Cash offers are typically 10-20% below potential list prices, but you receive:

  • Guaranteed Sale: No risk of deals falling through
  • Speed: Money in your pocket in days, not months
  • Zero Costs: No commissions, fees, or repair expenses
  • Convenience: No showings, cleaning, or staging
  • Certainty: Know exactly what you’ll net before accepting

For many homeowners, these benefits far outweigh the potential for a slightly higher sale price through traditional methods.

When Traditional Sales Make More Sense

We’re honest about when traditional listing might be better:

  • You have plenty of time to wait (6+ months)
  • Your house is in excellent, move-in ready condition
  • You’re willing to invest in repairs and updates
  • Your local market is very hot with multiple offers typical
  • You can afford months of carrying costs while waiting

If this describes your situation, we’ll tell you honestly. Compare your options here to decide what’s best for you.

Understanding the legal and financial implications of selling your home for cash helps you make informed decisions:

Title and Ownership Requirements

To sell your house for cash in NJ, you must have clear ownership rights. We work with title companies to:

  • Verify clean title free of undisclosed liens
  • Resolve any title clouds or ownership disputes
  • Handle payoff of existing mortgages at closing
  • Clear tax liens, mechanic’s liens, or judgment liens
  • Transfer deed properly under New Jersey law

If title issues exist, we work with attorneys to resolve them as part of the transaction.

Mortgage Payoff Process

If you still owe money on your mortgage, the payoff happens automatically at closing:

  1. Title company contacts your lender for exact payoff amount
  2. Payoff includes principal, interest, and any prepayment penalties
  3. Funds from the sale go directly to your lender
  4. Any remaining proceeds come to you
  5. Lender releases the lien and you receive satisfaction documentation

Even if you owe more than your home’s value, options like short sales may be possible where lenders accept less than the full balance.

Tax Implications

Selling your home has potential tax consequences you should understand:

Capital Gains Exclusion: If you’ve lived in your home as your primary residence for at least 2 of the last 5 years, you can exclude up to $250,000 (single) or $500,000 (married filing jointly) of capital gains from federal taxation under IRS regulations hollynancegroup.

New Jersey State Taxes: NJ doesn’t have a separate capital gains tax, but gains may be taxed as regular income under certain circumstances.

Loss on Sale: If you sell for less than you paid, you generally can’t deduct this loss on your personal residence.

Reporting Requirements: Even when gains are excluded, you may need to report the sale on your tax return.

Always consult with a qualified tax professional or CPA about your specific situation.

While not required, many sellers choose to have an attorney review contracts before signing. New Jersey real estate attorneys typically charge $800-$1,500 for residential closings. We encourage you to:

  • Have contracts reviewed by qualified attorneys
  • Ask questions about anything you don’t understand
  • Ensure you’re comfortable with all terms before signing
  • Get independent advice when needed

Frequently Asked Questions

How do you determine what to offer for my house?

We base offers on current market value (what similar houses are selling for), minus estimated repair costs and our business costs. We provide detailed explanations of how we calculate offers, including comparable sales data and repair estimates.

Can I get multiple offers before deciding?

Absolutely. We encourage homeowners to get offers from multiple buyers, talk to real estate agents about listing, and compare all options. Make the decision that’s best for your situation.

What if my house needs extensive repairs?

Perfect—that’s our specialty. We buy homes for cash in NJ regardless of condition. The worse the condition, the more value we can provide by eliminating your repair burden.

How fast can you really close?

We can close in as little as 7 days when necessary, though 10-14 days is more typical. However, if you need 30, 60, or 90 days, we work on your timeline.

What areas of NJ do you serve?

We buy homes for cash throughout New Jersey, with primary focus on central and southern counties. Contact us regardless of location—if your property is in NJ, we’re interested.

Do you buy condos and townhouses?

Yes, we purchase single-family homes, townhouses, condos, and small multi-family properties (2-4 units) throughout New Jersey.

What if I’m behind on property taxes?

We can purchase properties with tax liens. The liens are paid from closing proceeds, and we coordinate with the municipality to ensure proper payoff.

Can you close before a foreclosure sale date?

Often yes, but time is critical. Contact us immediately if you’re facing foreclosure so we can work to close before the scheduled sale date.

Get Your Fair Cash Offer Today

If you’re ready to sell your house quickly without the hassle of traditional listings, Holly Nance Group is here to help. We buy homes for cash throughout NJ in any condition, any situation.

Here’s what happens next:

1. Contact Us: Call (609) 473-3370 or submit your property information online. Takes less than 2 minutes.

2. Get Your Offer: Receive a fair, no-obligation cash offer within 24-48 hours.

3. Choose Your Timeline: Pick a closing date that works for your schedule.

4. Close and Get Paid: Sign paperwork, hand over keys, receive your cash.

You have nothing to lose by getting an offer. No obligation, no pressure, no cost. Join the 1,000+ New Jersey homeowners who’ve trusted Holly Nance Group since 2012.

Get your cash offer today and discover how easy selling your house can be.

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